A Zimbo Who Likes Innovation

So in the past two articles have been reviewing the Kashagi Nano Loan service by Stewart Bank. When I used the service, it was still very new and as expected with a new service it had a lot of kinks that had to be ironed out for it to be operate optimally. You can read more on my previous articles. A friend and workmate of mine recently used the service and when he was narrating his experience I realized that the product has received some improvements and modifications to make it more effective and convenient. I could not test for myself as I suspect I have been blacklisted due to my delay in repaying the loan, read my last article for more details.   My major complaint with the whole service was that you were forced to open an iSave account with Stewart Bank first where the loan would be deposited into. This to me was ridiculous and strenuous given I had to visit the banking halls and have an extra bank account which I did not need, on top of all that Stewart Bank is part o

This article is way way late but I felt I owed it to you to share. So I shared my experience of the Kashagi nano loan service and you can read it here : Kashagi : How Convenient Is It??? . The service is commendable but still needs to be ironed out for it to be as efficient as they advertised. Now after getting a loan the next step is to pay it back and wondered whether the process will be as tedious as the application process or its much smoother??? After two weeks had some money in my Ecocash and I decided to pay back the loan so I returned to their platform *236# and selected the option of paying back the loan. Given how Stewart Bank and Ecocash work together it should be easier to pay back the loan, they also say so in their messages. As I began the USSD *236# service, I felt that there were too many prompts to get to the final menu and after all those clicks I got to realize that there is no part to pay the loan via Ecocash, you will receive a message saying "the